常见问题
常见问题
常见问题
什么是经济援助?
Financial aid is money in the form of grants, scholarships, loans, and employment 帮助支付你的大学学费. 援助的两种主要类型是:
- 以业绩为基础的援助通常是奖学金.
- 助学金:根据公式颁发给有需要的学生. 三种类型的 基于需要的援助包括:
奖助金联邦或州的赠予基金，无须偿还. 三种类型的
在世界十大博彩公司网站可用的赠款是佩尔助学金，SEOG和NMSIG.
贷款: borrowed money that has to be paid back over a period of time, usually after a student
离开学校. 世界十大博彩公司网站 participates in the 联邦 Direct Stafford Subsidized and Unsubsidized
贷款计划和本科生家长PLUS贷款.
勤工助学: money that a student earns by working a part-time job, generally on campus. 基金
used to pay for the major portion of a work-study student’s earnings come from either
the 联邦 勤工助学 Program or the State of New Mexico 勤工助学 Program.
什么是经济需要?
Financial need is the difference between your total annual educational expenses (cost of attendance) and the amount you and your family are expected to pay based on the 免费申请联邦学生援助(FAFSA)的结果. 这个数量 you and your family are expected to pay is called the Expected Family Contribution (EFC). The cost of attendance will be different at each school, but the EFC remains 相同的. Your financial need will differ from school to school because the cost differs.
Cost of Attendance – Expected Family Contribution = Financial Need
出席费用包括什么?
出席的费用通常包括:
- 学杂费
- 书籍及用品
- 住宿和膳食
- 运输
- 贷款费用
- 个人及杂项开支
我应该帮忙支付出勤费吗?
Yes, one of the principles behind need-based aid is that students and their families 应该支付他们能负担得起的教育费用吗. 这意味着你会的 be expected to help pay for your education, and if you are a "dependent" student, 你的父母可能也会帮忙.
依赖状态是如何确定的?
You are considered a dependent student for financial aid purposes unless you meet 符合下列标准之一:
- 出生日期在当前FAFSA规定的日期之前;
- Orphan, ward of the court, or have been in foster care since the age of 13;
- 美国退伍军人.S. 武装部队;
- 目前在美国服役.S. 用于其他目的的武装部队 培训;
- Have legal dependents whom receive more than half their support from you;
- 将在研究生资助年度内申请;
- 在完成FAFSA之前已经结婚;
- Emancipated minor or in legal guardianship; or
- Have been determined to be an unaccompanied youth who is homeless
FAFSA要求提供上一个纳税年度的收入信息. 有一个极端
我家庭收入的变化. 我该怎么办??
Answer all the questions as asked and when you receive your Student Aid Report (SAR) you should contact the Office of 金融援助 and explain your special circumstances. 我们也许能帮助你. 你需要填写特殊情况 Form and submit with all required documentation to support the change of circumstance.
预期家庭贡献如何计算?
A standard formula is used to calculate a student’s expected family contribution. You and your parents, if you are a dependent student, provide the information used 在公式中，通过完成a 免费申请联邦学生援助(FAFSA).
The standard formula looks at family size, number of people, excluding your parents, who are attending college at least half time, family income and assets. 资产包括 cash, checking and savings accounts, equities in a business, investments and real 地产，在某些情况下，还有农场权益. 家庭房屋的权益不包括在内. From this information an expected family contribution is calculated. 如果这个家庭 contribution is not enough to cover your educational expenses, as determined by the 在学校，你可能有资格获得基于需求的经济援助.
我如何申请经济资助?
You will need to apply for need-based financial aid every 一年 by completing a 免费申请联邦学生经济援助(FAFSA)，最好在二月前. 每年14个. FAFSA包括所有必要的信息 to determine your expected family contribution and must be completed if you want to 被考虑参加任何由美国政府资助的联邦项目.S. 部门 教育.
如何申请奖学金?
You will need to check several sources to apply for merit-based aid. 一个重要的
来源是你的高中指导顾问办公室. 你的辅导员会
有很多当地奖学金的详细信息吗.
The 世界十大博彩公司网站 Foundation offers many scholarship opportunities from a variety of donors. 你可以在这里申请世界十大博彩公司网站奖学金 奖学金. The application for the upcoming school 一年 becomes available in January of each 一年.
还有其他各种各样的来源，你可能想看看. 你永远都不应该付钱 申请奖学金的费用! 其他有价值的奖学金指南是彼得森指南 《世界赌博十大网站》. 你可能也想上网. 请查看以下内容 网站: www.fastweb.com or www.美国大学.org.
Are there other eligibility criteria to be eligible for federal aid?
是的，你还必须符合以下条件:
- 是美国人.S. 公民或符合条件的非公民;
- 有有效的社会安全号码;
- be enrolled or accepted for enrollment as a regular student in an eligible degree 或证书课程;
- be enrolled at least half-time to be eligible for Direct Loan funds;
- 保持令人满意的学业进步;
- sign statements on the FAFSA stating that you are not in default on a federal student loan and do not owe money on a federal student grant and you will use federal student aid only for educational purposes; and show you are qualified to obtain a college 高中毕业证书，通识教育证书
- Graduated High School, earned development GED certificate, HiSET, or have completed
a high school education in a homeschool setting approved under state law.
我将如何得知我的援助资格?
If you are eligible for financial aid, you will receive an Award Notification in your 世界十大博彩公司网站 email that tells you the types and amounts of aid you have been awarded at 世界十大博彩公司网站. 经济援助也可以在你的简历中进行审查 世界十大博彩公司网站鸟门户. We ask that you decline the aid that you do not want by sending us notification within 两周使用 申请取消经济援助表格.
我发现经济援助的过程非常令人困惑. 我应该向这样的公司支付费用吗 专门从事经济援助?
Beware of companies that charge a service fee to process aid applications. 世界十大博彩公司网站的 财政援助办公室免费提供同样的服务! 还要注意服务 他们会收取一定的费用来帮助你找到奖学金. 你的机会也一样好，如果 you invest the time doing the research at your local libraries and high school guidance 办公室.
何谓“归还第IV章资金”?
The 部门 教育 requires 世界十大博彩公司网站的 Office of 金融援助 to recalculate federal financial aid eligibility for students who withdraw, drop out, are dismissed or take a leave of absence prior to completing 60 percent of the semester. 联邦 Title IV aid includes Pell Grant, Supplemental 教育al Opportunity Grant (SEOG) 还有斯塔福德贷款和PLUS贷款.
A student who receives all F’s for the semester is also subject to a Return of Title 四、资金重新计算. 计算将根据学生的最后日期 active attendance in all classes as reported by course instructors.
Students who meet any of the above situations will be subject to the return of Title 第四计算. This may require the student to repay a portion of their 联邦 aid 返回教育部和/或学院.
我听说新墨西哥州的居民可能有资格获得免学杂费. 这是怎么做到的?
Yes, NM residents that meet the eligibility requirements may receive state scholarships called the NM Legislative Lottery and/or NM Opportunity scholarships. 为了找出答案 more regarding the eligibility requirements for these funds, click 在这里.
